• 			    Xivers Group
  • 			    Xivers Group

APPLY FOR A LOAN

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Proven Authority in Small-Balance Commercial Mortgage Industry

Achieve your investment goals with an experienced leader in the market

STREAMLINED PROCESS:

Our easy and simple loan process provides mortgage solutions for real estate investors of commercial and residential investment properties nationwide.

Stated Mortgage Loans for Commercial & Residential Properties Nationwide Get rates, terms, and estimated monthly payments in 5 minutes or less, zero obligation pre-qualification mortgage based on your credit analysis.

Loan Submission Form, 1003 (residential application) and Credit Report is required.


OUR VALUES

Providing innovative and simple financing options for investors of commercial and residential investment properties. All at a reasonable flat fee.

Our Core Expertise Stated Income- Unlike traditional lenders, we specialize in real estate investment capital. Our success is built on our ability to provide professional financing services to Realtors and Mortgage Brokers.

We can guarantee you the most competitive mortgage products available in the marketplace today.


PROGRAMS

Providing innovative and simple financing options for investors of commercial and residential investment properties. All at a reasonable flat fee.

Commercial and Residential: We offer loans from $75,000 to $5 million nationwide on multifamily, mixed-use, office, retail, warehouse, self-storage and Residential Investment Properties ranging from SFR to Fourplex units.

Financing for almost every purpose: purchase, refinance and cash out refinance.

Residential – Up to $2 MILLION | Commercial – Up to $5 MILLION

Types of Property:

  • Non-owner occupied SFR
  • Condo, 2-4 unit
  • 5+ Unit Mulitfamily
  • Mixed-Use
  • Office
  • Retail
  • Warehose
  • Self-Storage
  • Automotive Service (no gas stations or hospitality).
Loan Amounts:
  • $75,000 to $5,000,000
Maximum Loan To Value
  • 75% for 5+ Unit Multifamily & Mixed-Use
  • 70% for Non-Owner Occupied SFR, Condo and 2-4 Unit
  • 70% for Office, Retail, Warehouse, Self-Storage and Automotive Service
Types of Transactions:
  • Refinance
  • Purchases
Mid – FICO Score:
  • 650 Minimum Mid-FICO (3 credit bureau FICO scores)
  • FICO Score less then 650 but greater than 600 contact us – we may be able to create an exception for your property
Term:
  • 3 years fixed – adjustable year 4 through 30 (8 year fixed terms Now Available)
Interest Rate:
  • Rates starting at 7.75% fixed for 36 months, adjustable 6 months thereafter on WSJ Prime Rate

Contact us by email or call (818) 937-4025

(Properties must be located within 25 Miles of a population of 100,000 or more)



* STATES CONSIDERED:
Stated Loans for Investment Properties available in: ALABAMA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADA, CONNECTICUT, DELAWARE, FLORIDA, GEORGIA, INDIANA, IOWA, KANSAS, KENTUCKY, LOUISANNA, MAINE, MARYLAND, MASSACHUSETTS, MISSISSIPPI, MISSOURI, MONTANA, NEBRASKA, NEVADA, NEW JERSEY, NEW MEXICO, NEW YORK, NORTH CAROLINA, OHIO, OKLAHOMA, PENNSYLVANIA, RHODE ISLAND, SOUTH CAROLINA, TEXAS, WASHINGTON, WEST VIRGINIA, WISCONSIN and WYOMING*


** INELIGIBLE STATES:
For Commercial: Illinois (IL), Michigan (MI), North Dakota (ND), South Dakota (SD), & Vermont (VT)
For Residential (non-owner occupied): sates above plus: Alaska (AK), Minnesota (MN), New Hampshire (NH), & Oregon (OR)**







Disclaimer: The above rates and terms are general guidelines and subject to change without notice. Impounds required for property Taxes and Insurance. Loans are assumable upon lenders discretion. All individual loan requests will be considered on a case by case basis.